BK

ByajKhata

Aasaan Karz, Bharosa Ka Saath

Digital Khata for
Money Lenders

Manage loans, auto-calculate interest, track agents & collect payments — all from your phone.

5,000+

Loans Tracked

200+

Active Vendors

₹10Cr+

Managed

Auto Interest

Daily interest calculated instantly

Agent Network

Commission tracked on every payment

Instant Records

Digital receipts, no paperwork

Digital Khata

Organized. Automated.
Reliable.

Maintain Borrower Records Easily

Track Interest & Payments

Simple & Transparent System

Built for everyone in the loan chain

Vendor

Own the business, manage agents & loans

Agent

Field collection, earn commissions

Borrower

Tracked loans, digital receipts

How It Works

1

Register as Vendor

Create your account. Admin approves it within 24 hours.

2

Add Agents & Borrowers

Build your network. Add agents and manage all borrowers in one place.

3

Issue Loans & Collect

Add loans, record payments — interest and agent commission calculate automatically.

"Pehle ek diary mein sab likhta tha — ab ByajKhata pe sab automatically calculate hota hai. Ek bhi rupaya miss nahi hota."

— Ramesh V., Money Lender, Pune

Why ByajKhata?

Interest auto-calculates from last payment date — no manual math, ever

Agent commission auto-deducted from every payment collected

Borrower credit score based on full repayment history

Print & share loan statements with one tap

Real-time vendor ↔ agent chat — no WhatsApp needed

Works seamlessly on field visits — mobile-first PWA

Get Started Free

Your Digital Khata
Starts Here

Register as a vendor, add your agents and borrowers, and track every rupee — all in one app.

Register Free as Vendor

Developed by STRA Virtusoftech LLP